{"id":5459,"date":"2026-09-02T11:20:51","date_gmt":"2026-09-02T11:20:51","guid":{"rendered":"https:\/\/pbi.ps\/?post_type=lp_course&#038;p=5459"},"modified":"2026-09-02T11:20:51","modified_gmt":"2026-09-02T11:20:51","slug":"%d8%a5%d8%af%d8%a7%d8%b1%d8%a9-%d9%85%d8%ae%d8%a7%d8%b7%d8%b1-%d8%a7%d9%84%d8%a7%d8%a6%d8%aa%d9%85%d8%a7%d9%86-%d9%88%d8%a7%d9%84%d9%85%d9%85%d8%a7%d8%b1%d8%b3%d8%a7%d8%aa-%d8%a7%d9%84%d9%81%d8%b6","status":"publish","type":"lp_course","link":"https:\/\/pbi.ps\/?lp_course=%D8%A5%D8%AF%D8%A7%D8%B1%D8%A9-%D9%85%D8%AE%D8%A7%D8%B7%D8%B1-%D8%A7%D9%84%D8%A7%D8%A6%D8%AA%D9%85%D8%A7%D9%86-%D9%88%D8%A7%D9%84%D9%85%D9%85%D8%A7%D8%B1%D8%B3%D8%A7%D8%AA-%D8%A7%D9%84%D9%81%D8%B6","title":{"rendered":"\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0641\u0636\u0644\u0649 \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629"},"content":{"rendered":"<p style=\"text-align: right;\"><strong>\u0627\u0644\u0645\u062f\u0631\u0628: \u0639\u0644\u064a \u0634\u0643\u0631\u064a<\/strong><\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0645\u0642\u062f\u0645\u0629 \u0639\u0646 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c :<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">\u064a\u0647\u062f\u0641 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0625\u0644\u0649 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0645\u0646 \u062a\u0637\u0648\u064a\u0631 \u0641\u0647\u0645 \u0645\u0647\u0646\u064a \u0645\u062a\u0643\u0627\u0645\u0644 \u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629\u060c \u0648\u062a\u0637\u0628\u064a\u0642 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0648\u0642\u064a\u0627\u0633\u0647\u0627 \u0648\u062a\u062d\u0644\u064a\u0644\u0647\u0627 \u0648\u0645\u0631\u0627\u0642\u0628\u062a\u0647\u0627 \u0648\u0627\u0644\u062d\u062f \u0645\u0646\u0647\u0627\u060c \u0628\u0645\u0627 \u064a\u062f\u0639\u0645 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0633\u0644\u064a\u0645\u0629 \u0648\u062a\u062d\u0633\u064a\u0646 \u062c\u0648\u062f\u0629 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0640SME&nbsp;\u0648\u062a\u0642\u0644\u064a\u0644 \u062d\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0639\u062b\u0631 \u0648\u0627\u0644\u062e\u0633\u0627\u0626\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629.<\/p>\n<p style=\"font-weight: 400;\">\u0643\u0645\u0627 \u064a\u0631\u0643\u0632 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0639\u0644\u0649 \u0627\u0644\u0627\u0646\u062a\u0642\u0627\u0644 \u0645\u0646 \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a \u0625\u0644\u0649 \u0645\u0646\u0647\u062c\u064a\u0629 \u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u062d\u0641\u0638\u0629\u060c \u062a\u0634\u0645\u0644 \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a \u0648\u063a\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u060c \u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u0646\u0630\u0627\u0631 \u0627\u0644\u0645\u0628\u0643\u0631\u060c \u062a\u0631\u0643\u0651\u0632 \u0627\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u0627\u0644\u062d\u062f \u0627\u0644\u0645\u0642\u0628\u0648\u0644 \u0644\u0644\u0645\u062e\u0627\u0637\u0631\u060c \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629\u060c \u0648\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0627\u0644\u0645\u062a\u0639\u062b\u0631\u064a\u0646.<\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b><\/b><b><strong>\u0627\u0644\u0641\u0626\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u062f\u0641\u0629 :<\/strong><\/b><\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">\u0645\u062f\u0631\u0627\u0621 \u0627\u0644\u0641\u0631\u0648\u0639 \u0648\u0627\u0644\u062f\u0648\u0627\u0626\u0631 \u0648\u0631\u0624\u0633\u0627\u0621 \u0627\u0644\u0627\u0642\u0633\u0627\u0645 \u0648\u0636\u0628\u0627\u0637 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u062a\u062d\u0635\u064a\u0644 \u0648\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0627\u0644\u0639\u0627\u0645\u0644\u064a\u0646 \u0641\u064a \u0645\u062c\u0627\u0644 \u0627\u0644\u062a\u0645\u0648\u064a\u0644.<\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0639\u0627\u0645 \u0644\u0644\u0628\u0631\u0646\u0627\u0645\u062c:<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\"><b><\/b>\u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0645\u0646 \u0625\u062f\u0627\u0631\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0628\u0643\u0641\u0627\u0621\u0629 \u0639\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u0637\u0628\u064a\u0642 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0641\u0636\u0644\u0649. \u0648\u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a \u0627\u0644\u062d\u062f\u064a\u062b\u0629\u060c\u060c \u0628\u0645\u0627 \u064a\u0636\u0645\u0646 \u0641\u0639\u0627\u0644\u064a\u0629 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c:<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\">&#8211;&nbsp;\u0628\u0646\u0647\u0627\u064a\u0629 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c\u060c \u064a\u062a\u0648\u0642\u0639 \u0623\u0646 \u064a\u0643\u0648\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643 \u0642\u0627\u062f\u0631\u0627\u064b \u0639\u0644\u0649:<\/p>\n<ol>\n<li style=\"font-weight: 400;\">\u0641\u0647\u0645 \u0637\u0628\u064a\u0639\u0629 \u0648\u062e\u0635\u0627\u0626\u0635 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u064a \u0642\u0637\u0627\u0639 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0645\u064a\u064a\u0632 \u0628\u064a\u0646 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u064a\u0644\u060c \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u060c \u0648\u0645\u062e\u0627\u0637\u0631 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0640SME.<\/li>\n<li style=\"font-weight: 400;\">\u062a\u0637\u0628\u064a\u0642 \u0645\u0646\u0647\u062c\u064a\u0627\u062a \u0645\u0647\u0646\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0642\u0648\u0627\u0626\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0644\u0644\u0645\u0634\u0631\u0648\u0639 \u0648\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629\u060c \u0648\u0645\u0646\u0647\u0627:<\/li>\n<li style=\"font-weight: 400;\">\u062a\u0642\u064a\u064a\u0645 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u063a\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0644\u0644\u0645\u0634\u0631\u0648\u0639\u0627\u062a\u060c \u0645\u062b\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629\u060c \u0627\u0644\u0642\u0637\u0627\u0639\u060c \u0627\u0644\u0633\u0648\u0642\u060c \u0627\u0644\u062d\u0648\u0643\u0645\u0629\u060c \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0648\u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0623\u062e\u0637\u0627\u0621 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0648\u0643\u064a\u0641\u064a\u0629 \u062a\u062c\u0646\u0628\u0647\u0627.<\/li>\n<li style=\"font-weight: 400;\">\u062a\u0637\u0628\u064a\u0642 \u0645\u0641\u0647\u0648\u0645&nbsp;Risk Appetite&nbsp;\u0648\u0631\u0628\u0637\u0647 \u0628\u0633\u064a\u0627\u0633\u0629 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0640SME.<\/li>\n<li style=\"font-weight: 400;\">\u0641\u0647\u0645 \u0648\u0625\u062f\u0627\u0631\u0629&nbsp;Concentration Risk&nbsp;\u062f\u0627\u062e\u0644 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0633\u062a\u062e\u062f\u0627\u0645&nbsp;Early Warning Indicators&nbsp;\u0644\u0627\u0643\u062a\u0634\u0627\u0641 \u0627\u062d\u062a\u0645\u0627\u0644\u0627\u062a \u0627\u0644\u062a\u0639\u062b\u0631 \u0645\u0628\u0643\u0631\u0627\u064b.<\/li>\n<li style=\"font-weight: 400;\">\u062a\u0642\u064a\u064a\u0645 \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0624\u0634\u0631\u0627\u062a \u0642\u064a\u0627\u0633\u064a\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0641\u064a&nbsp;<b><strong>\u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a \u0648\u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0640<\/strong><\/b><b><strong>Covenants<\/strong><\/b>.<\/li>\n<li style=\"font-weight: 400;\">\u062a\u0637\u0648\u064a\u0631 \u0645\u0646\u0647\u062c\u064a\u0629 \u0645\u062a\u0648\u0627\u0632\u0646\u0629 \u062a\u062c\u0645\u0639 \u0628\u064a\u0646&nbsp;<b><strong>\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0648\u0627\u0644\u0631\u0628\u062d\u064a\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631<\/strong><\/b>.<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<b><strong>\u0627\u0644\u0645\u062d\u062a\u0648\u064a\u0627\u062a:<\/strong><\/b>&nbsp;<\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u0623\u0648\u0644: \u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0640<\/strong><\/b><b><strong>SME<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">\u0645\u0641\u0647\u0648\u0645 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646&nbsp;Credit Risk.<\/li>\n<li style=\"font-weight: 400;\">\u062e\u0635\u0648\u0635\u064a\u0629 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u062f\u0648\u0631\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646&nbsp;Credit Cycle.<\/li>\n<li style=\"font-weight: 400;\">\u0645\u0635\u0627\u062f\u0631 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646:<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">-(\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0639\u0645\u064a\u0644.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0642\u0637\u0627\u0639.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u0648\u0642.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0625\u062f\u0627\u0631\u0629.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0627\u0644\u0646\u0642\u062f\u064a\u0629.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0636\u0645\u0627\u0646\u0627\u062a(.<\/p>\n<ul>\n<li style=\"font-weight: 400;\">\u062f\u0648\u0631 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0641\u064a \u062f\u0648\u0631\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u0623\u062e\u0637\u0627\u0621 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u0641\u064a \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u062b\u0627\u0646\u064a: \u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a \u0648\u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629<\/strong><\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0644\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629<\/li>\n<li style=\"font-weight: 400;\">\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0642\u062f\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u062f\u0627\u062f<\/li>\n<\/ol>\n<p style=\"font-weight: 400;\">.3&nbsp;\u0627\u0644\u062a\u062d\u0644\u064a\u0644 \u063a\u064a\u0631 \u0627\u0644\u0645\u0627\u0644\u064a.<\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u062b\u0627\u0644\u062b: \u0642\u064a\u0627\u0633 \u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0648\u0628\u0646\u0627\u0621 \u0627\u0644\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>-\u0645\u0641\u0627\u0647\u064a\u0645 \u0627\u0644\u0642\u064a\u0627\u0633 \u0627\u0644\u0623\u0633\u0627\u0633\u064a\u0629<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">PD \u2013 Probability of Default<\/li>\n<li style=\"font-weight: 400;\">LGD \u2013 Loss Given Default<\/li>\n<li style=\"font-weight: 400;\">EAD \u2013 Exposure at Default<\/li>\n<li style=\"font-weight: 400;\">Expected Loss<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>-\u0627\u0644\u062a\u0635\u0646\u064a\u0641 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u064a<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>-\u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u062a\u0633\u0647\u064a\u0644\u0627\u062a<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>-\u0645\u0641\u0627\u0647\u064a\u0645 \u0648\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0645\u062d\u0641\u0638\u0629:<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">Risk Appetite, Risk Limits.,&nbsp;Risk Tolerance, Risk-Based Decision Making.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u0631\u0627\u0628\u0639: \u0625\u062f\u0627\u0631\u0629 \u0645\u062e\u0627\u0637\u0631 \u0645\u062d\u0641\u0638\u0629 \u0627\u0644\u0640<\/strong><\/b><b><strong>SME&nbsp;<\/strong><\/b><b><strong>\u0648\u0627\u0644\u0625\u0646\u0630\u0627\u0631 \u0627\u0644\u0645\u0628\u0643\u0631<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>-\u0645\u0641\u0647\u0648\u0645 \u0627\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 :<\/strong><\/b><b><strong>SME Credit Portfolio Management.<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">\u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629.\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0645\u062d\u0641\u0638\u0629.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0642\u0637\u0627\u0639.&nbsp;\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u0637\u0642\u0629 \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629&nbsp;.\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0646\u062a\u062c\u0627\u062a.\u0645\u062e\u0627\u0637\u0631 \u0643\u0628\u0627\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u0621.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>-\u0645\u0624\u0634\u0631\u0627\u062a \u062c\u0648\u062f\u0629 \u0627\u0644\u0645\u062d\u0641\u0638\u0629<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">NPL Ratio, PAR \u2013 Portfolio at Risk. Delinquency Ratio. Watch list. Restructured Loans. Write-offs. Provision Coverage.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">&#8211;<b><strong>\u0645\u0624\u0634\u0631\u0627\u062a \u0627\u0644\u0625\u0646\u0630\u0627\u0631 \u0627\u0644\u0645\u0628\u0643\u0631<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0627\u0644\u0645\u062d\u0648\u0631 \u0627\u0644\u062e\u0627\u0645\u0633: \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0641\u064a \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0640<\/strong><\/b><b><strong>SME&nbsp;<\/strong><\/b><b><strong>\u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u062a\u0639\u062b\u0631<\/strong><\/b><\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u0623\u0648\u0644\u0627\u064b: \u0623\u0641\u0636\u0644 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">\u0641\u0647\u0645 \u0646\u0645\u0648\u0630\u062c \u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0639\u0645\u064a\u0644&nbsp;Business Model.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0645\u0635\u062f\u0631 \u0627\u0644\u0633\u062f\u0627\u062f.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0645\u0646\u0627\u0633\u0628 \u0644\u062f\u0648\u0631\u0629 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0639\u0627\u0645\u0644.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0633\u0639\u064a\u0631 \u0648\u0641\u0642 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/li>\n<li style=\"font-weight: 400;\">\u0648\u0636\u0639 \u062d\u062f\u0648\u062f \u0627\u0626\u062a\u0645\u0627\u0646\u064a\u0629 \u0645\u0646\u0627\u0633\u0628\u0629.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u0645\u062a\u0627\u0628\u0639\u0629 \u0628\u0639\u062f \u0627\u0644\u0645\u0646\u062d&nbsp;Post-Disbursement Monitoring.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\"><b><strong>\u062b\u0627\u0646\u064a\u0627\u064b: \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0639\u0645\u0644\u0627\u0621 \u0630\u0648\u064a \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0645\u0631\u062a\u0641\u0639\u0629<\/strong><\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\">Watch list Management.<\/li>\n<li style=\"font-weight: 400;\">Remedial Management.<\/li>\n<li style=\"font-weight: 400;\">Restructuring.<\/li>\n<li style=\"font-weight: 400;\">Rescheduling.<\/li>\n<li style=\"font-weight: 400;\">Recovery Strategies.<\/li>\n<li style=\"font-weight: 400;\">\u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u062a\u0639\u062b\u0631\u0629&nbsp;NPLs.<\/li>\n<\/ul>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<p style=\"font-weight: 400;\"><b><strong>\u062b\u0627\u0644\u062b\u0627\u064b: \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646(\u0645\u0646\u062d \u0627\u0644\u062a\u0645\u0648\u064a\u0644)\/ \u0627\u0644\u0646\u0645\u0648 \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631.<\/strong><\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u0644\u0645\u062f\u0631\u0628: \u0639\u0644\u064a \u0634\u0643\u0631\u064a \u0645\u0642\u062f\u0645\u0629 \u0639\u0646 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c : \u064a\u0647\u062f\u0641 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0625\u0644\u0649 \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0645\u0634\u0627\u0631\u0643\u064a\u0646 \u0645\u0646 \u062a\u0637\u0648\u064a\u0631 \u0641\u0647\u0645 \u0645\u0647\u0646\u064a \u0645\u062a\u0643\u0627\u0645\u0644 \u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u0645\u0631\u062a\u0628\u0637\u0629 [&hellip;]<\/p>\n","protected":false},"featured_media":5460,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ngg_post_thumbnail":0,"footnotes":""},"course_category":[87,89,140],"course_tag":[292],"class_list":{"0":"post-5459","1":"lp_course","2":"type-lp_course","3":"status-publish","4":"has-post-thumbnail","5":"hentry","6":"course_category---ar","8":"course_category-all-courses-porgrams-ar","9":"course_tag-292","10":"course"},"_links":{"self":[{"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/lp_course\/5459","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/lp_course"}],"about":[{"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/types\/lp_course"}],"replies":[{"embeddable":true,"href":"https:\/\/pbi.ps\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5459"}],"version-history":[{"count":1,"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/lp_course\/5459\/revisions"}],"predecessor-version":[{"id":5461,"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/lp_course\/5459\/revisions\/5461"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pbi.ps\/index.php?rest_route=\/wp\/v2\/media\/5460"}],"wp:attachment":[{"href":"https:\/\/pbi.ps\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5459"}],"wp:term":[{"taxonomy":"course_category","embeddable":true,"href":"https:\/\/pbi.ps\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_category&post=5459"},{"taxonomy":"course_tag","embeddable":true,"href":"https:\/\/pbi.ps\/index.php?rest_route=%2Fwp%2Fv2%2Fcourse_tag&post=5459"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}